Home and Contents Insurance
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As an intermediary for CGU Insurance, B&E are proud to offer a full range of insurance services to our members and non-members alike.
With CGU's Home Insurance, you have the freedom to choose the best cover to suit your needs. You can select from two levels of cover -
To assist you in selecting the right Home cover for you, please review the Home Insurance comparison table (below), which lists some of the key features of each type of cover.
As well as offering you a choice of two levels of cover for your home, contents and valuable items at competitive premiums, CGU provides you with access to a range of special value added customer services such as the 24 hour 7 days a week claims assistance Service.
You also have the convenience of paying your premium in monthly instalments direct from your financial institution account rather than as an annual payment. For more information on this service, please click CGU’s Easy-Pay Instalment Premium Plan.
24-hour Australia-wide Claims Hotline
Claims can be lodged 24 hours a day seven days a week by phoning CGU on 1300 306 248.
CGU Home Insurance Comparison Table
Key Features | ||
| Accidental Damage cover | Yes | No |
| Electrical burn out of domestic motors | Yes | Yes |
| Replacement benefit for buildings | Yes | Yes |
| New for old cover for contents | All contents | All contents |
| New for old cover for carpets | Yes | Yes |
| Valuable Items cover (incl. jewellery, sporting equipment and portable electronic equipment) as part of contents cover |
20% of contents sum insured or $7,500, whichever is higher | 20% of contents sum insured or $5,000, whichever is higher |
| Paintings, works of art, electronic equipment | $20,000 per item | $20,000 per item |
| Liability cover | $20 million | $20 million |
| Option to pay by the month | Yes | Yes |
| No Average/Co-insurance clause where you contribute to claims if you are under insured | Yes | Yes |
Further details of each level of cover are available in the Expanded CGU Home Insurance Comparison Table.
To arrange a quote, simply complete one online via the buttons at the top of this page. Alternatively, come and see us at your nearest B&E branch, or for a quote over the phone, call 1300 306 716 for your local branch.
Terms and Conditions subject to change. Policy details provided thanks to CGU Insurance Ltd. Copyright 2003 CGU Insurance Ltd.
Please note that the information contained in this website is general information only and does not take into account the investment objectives, financial situation and particular needs of any particular person. Before making any investment decisions (including any decisions made on the basis of this information) you need to consider, or seek advice on, whether the information is appropriate in light of your particular investment needs, objectives, and financial circumstances. B&E recommends you read CGU Insurance Limited's Product Disclosure Statement (PDS) and B&E Ltd's Financial Services Guide (FSG) before acquiring the product. The FSG link is at the bottom of this page. The CGU PDS can be downloaded when you obtain an online quote. Alternatively you can obtain both the B&E FSG and CGU PDS brochure from any B&E Ltd branch.
B&E limited ABN 32 087 652 088 acts under its own Australian Financial Services Licence and under an agreement with the insurer CGU Insurance Limited ABN 27 004 478 371 (CGU). An IAG Company. Insurance issued by CGU. Membersafe First Choice Blue Ribbon Accidental Damage, Membersafe First Choice Listed Events insurance policies are issued by CGU. B&E limited receive a commission from CGU of 20% for Home insurance, of the total premium (excluding all government and statutory charges) for each insurance policy we sell.